Disclaimer

CredPaisa is a customer-facing financial platform owned and operated by Awfy Media. We are an independent marketing, comparison, and customer acquisition platform that helps users discover, compare, and apply for financial products offered by banks, Non-Banking Financial Companies (NBFCs), insurance providers, and other regulated financial institutions in India.

CredPaisa is not a bank, lender, Non-Banking Financial Company (NBFC), insurance company, or financial institution. We do not issue loans, approve credit cards, provide insurance policies, or offer any financial products directly. All financial products available through our platform are offered solely by their respective banks, NBFCs, insurance companies, or financial institutions.

The information published on CredPaisa is provided for general informational and educational purposes only. While we make every reasonable effort to ensure that the information on our website is accurate, complete, and up to date, we do not guarantee its accuracy, completeness, reliability, or suitability. Product features, interest rates, fees, eligibility criteria, rewards, offers, and other terms may change without prior notice and are determined solely by the respective financial institution.

Submitting an application through CredPaisa does not guarantee approval of any financial product. All applications are reviewed and processed independently by the respective bank or financial institution based on their internal policies, eligibility criteria, documentation requirements, credit assessment, and applicable laws. CredPaisa has no influence over the approval, rejection, processing time, or final terms of any application.

Users are encouraged to carefully read the official terms and conditions, privacy policies, fees, charges, and product documents provided by the respective financial institution before applying for or accepting any financial product. Any agreement entered into by the user is solely between the user and the concerned financial institution.

CredPaisa may receive marketing fees, referral commissions, or other compensation from its banking and financial partners when users successfully apply for or obtain eligible financial products through our platform. Such compensation does not influence our commitment to providing transparent information and a user-friendly experience.

Our website may contain links to third-party websites operated by banks, financial institutions, affiliate partners, or service providers. These websites are governed by their own terms, privacy policies, and practices. CredPaisa is not responsible for the content, accuracy, security, or privacy practices of any third-party website.

To the maximum extent permitted by applicable law, CredPaisa and Awfy Media shall not be liable for any direct, indirect, incidental, consequential, or financial loss arising from the use of this website, reliance on the information provided, or any products or services offered by third-party financial institutions.

By accessing and using the CredPaisa website, you acknowledge that you have read, understood, and agreed to this Disclaimer.