Indusind Bank Credit Card
Apply for the IndusInd Bank Credit Card and unlock lifetime free benefits, exciting rewards, and affordable charges. Explore the features, annual charges, and eligibility criteria before applying online.
On Indusind Bank Website
Features and Benefits
Aspects that make spending using this card lit as the sun!
- Welcome Bonus
- Movie offer
- Fuel
- Rewards
- Shopping
- Cashback
- Dining
- Lounge Access
- Interest free cash withdrawal
Welcome Offer
Welcome gifts and bonus reward points on successful card activation or initial spends.
Reward Points
Earn reward points on every transaction across shopping, dining, fuel, and travel.
Digital Convenience and Security
Contactless payment technology for quick and secure transactions.
Fuel Surcharge Waiver
1% fuel surcharge waiver across petrol pumps in India, making daily travel more cost-effective.
Dining offer
Exclusive dining offers and instant discounts through tie-ups with leading restaurants and platforms like EazyDiner.
Travel Privileges
Complimentary domestic and international airport lounge access on select premium cards. Higher rewards on flight and hotel bookings.
Cashback on EMI
Choose from multiple EMI options such as 3, 6, 9, or 12 months. ashback is applicable on eligible purchases above a fixed limit.
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Joining Fee
Free
Annual Fee
Free
EMI Conversion
Yes
Reward Type
Reward Points
Eligibility Criteria for Indusind Bank Credit Card
Age: Usually 18-21 years minimum, upper limit ~ 65-70 years depending card.
Income: Salaried ya self-employed persons with minimum income requirement. (e.g. ₹20,000/month or above.)
Good credit history / CIBIL score.
KYC documents: PAN, Aadhaar, address proof etc.
Documents Required to Apply
Once you’re sure you meet the eligibility, keep these documents handy to complete your application quickly:
Identity Proof (Any one): PAN Card, Aadhaar Card, Voter ID, Passport
Address Proof (Any one): Aadhaar Card, Utility Bill (electricity/gas/water), Passport
Income Proof (Any one): Latest salary slips (salaried), Bank statement, ITR (self-employed)
Photograph: One recent passport-size photo
Frequently Asked Questions
The minimum income requirement varies by card type. Generally, it starts from ₹25,000 per month for entry-level cards and is higher for premium cards.
If all documents are valid and complete, IndusInd Bank usually approves credit cards within 7–10 working days. Delivery of the card may take an additional few days.
Yes, IndusInd Bank Credit Cards are enabled for international usage. A foreign currency markup fee (generally 3.5%) will apply on such transactions.