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Apply for LIC credit card !
2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
1 Reward Point for every Rs. 100 spent on all other categories except fuel, wallet load and EMI transactions.
Insurance Cover:
Complimentary lost card liability insurance cover upto your credit limit.
Fuel Surcharge Waiver:
1% fuel surcharge waiver at all fuel pumps across India (for transactions between Rs. 400 and Rs. 4000). Maximum benefits upto Rs. 400 per month
What Are You Looking For ?
Check your latest credit scores for free.
Act now to know where you stand financially.
- Save big on cars, homes, and more with lower interest rates.
- Get better credit cards, higher limits, and cheaper insurance.
- Boost your financial confidence and open doors to new opportunities.
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Credit cards let you borrow money up to a certain limit to buy things. You can pay it back all at once or in small amounts each month. But watch out, you'll be charged extra for what you still owe.
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FAQs
A credit card is like a loan from a bank that you can use to buy things. Instead of using your own money, you borrow from the bank. Every month, you get a bill showing what you bought and how much you owe. If you don't pay it all, you'll owe extra money called interest.
Your credit score shows how good you are at managing money. Using a credit card wisely—like paying on time—makes your score better. But if you're late or spend too much, it can hurt your score. So, it's important to use it responsibly.
Loans are like borrowing money for different reasons. There are loans for cars, homes, education, and personal needs. Some need stuff like your car or home as a guarantee, while others don't. Each loan has its rules and reasons.
Lenders look at your money situation, like how much you make and owe, to see if you can pay them back. If you're good at paying bills and don't owe too much, they might give you a lower interest rate, which means you pay less money overall. It's about showing them you're responsible.
A savings account is like a piggy bank at a bank. You put your money there, and the bank keeps it safe while giving you a little extra money called interest. It's a good place to keep money for things you want in the future, like emergencies or special treats.